Lending, from origination to the last instalment.
DeductIT Loans is the lending arm of the DeductIT family: originate, decision, disburse and service instalment loans, with collections that plug straight into payroll deduction when that's how your book repays. Built for micro-lenders, SACCOS and member-based lenders across the region.
Free trial requires a verified work email — a Dottess specialist activates your workspace.
The work you should never do by hand again.
What DeductIT Loans does.
Origination & decisioning
Application capture, affordability checks and configurable risk rules — from walk-in to disbursement on one timeline.
Servicing & schedules
Amortisation, instalment tracking, early settlements and restructures handled by the system, not the spreadsheet.
Member self-service
Borrowers see balances, statements and settlement quotes themselves — fewer counter queries, cleaner books.
Collections & workout
Arrears workflows, payment arrangements and workout plans — integrated with DeductIT payroll deduction for at-source repayment.
Regulatory reporting
Returns and portfolio reporting generated from the ledger of record, ready for regulator submission.
Built for the industries that need it most.
What changes when DeductIT Loans runs it.
Like every Dottess solution, DeductIT Loans runs on the Dottess Cloud Platform — one sign-on, one invoice, schema-per-tenant isolation and a signed audit ledger, from day one. About the platform →