Micro-Lending
A lending book that collects itself.
Dottess built loan administration for Botswana micro-lenders including MorePower Investments.
01The pain
If this sounds like your month-end…
01Collections dependent on borrowers walking in to pay
02Portfolio quality known only when the auditor reports it
03Regulatory returns built by hand under deadline
02The fit
How micro-lending run on Dottess.
DeductIT Loans
Origination, decisioning, servicing and collections on one ledger. Learn more →
DeductIT
Repayment at source through payroll deduction — the strongest collection there is. Learn more →
RaaS
Licence and compliance obligations evidenced digitally. Learn more →
03The outcome
What changes operationally.
01Repayments collected at source before they can be missed
02Portfolio arrears visible daily, not at audit
03Returns generated from the ledger, not reconstructed