SACCOS
Savings, shares and loans — one member, one view.
Dottess membership management systems have served Botswana SACCOS and member organisations since the company's earliest years.
01The pain
If this sounds like your month-end…
01Member savings, shares and loans tracked in separate registers
02Payroll-deducted contributions allocated by hand
03Loan committees deciding without a full member position
02The fit
How saccos run on Dottess.
DeductIT
Member contribution deductions collected and allocated automatically. Learn more →
DeductIT Loans
Member lending from application to settlement, repaid at source. Learn more →
Business Assist ERP
The co-operative's own books, kept clean. Learn more →
03The outcome
What changes operationally.
01One position per member — savings, shares and loans together
02Contribution allocation that closes with the payroll cycle
03Loan decisions made on live member data